Retirement Planning

Retirement Planning

 

Most of us would like to be financially independent. We might keep working because we WANT to work rather than we NEED to work. Carrigg Wealth Advisors is committed to supporting you in your purpose.

Carrigg Wealth Advisors starts by helping our clients determine how much they need to save in order to help their retirement goals. In order to do this, we help estimate what your retirement spending needs might be. Then we back into what amount of savings would be necessary to get there using various assumptions for future returns.

You might be surprised at how much you need to accumulate to replace your current income. We then put a plan in place to save for retirement in a tax and cost-efficient manner. 401(k)s and IRAs are a good start, but we often consider other options that might be a better fit for individual client needs.